In 2026, the lowest mortgage rates for 30-year fixed-rate loans were 5.500% at Citi

For 15-year fixed-rate mortgages, the lowest home interest rate was 4.875% at Citi

In 2026, the average mortgage rates for 30-year fixed-rate loans were 6.06%

For 15-year fixed-rate mortgages, the average home interest rates were 5.39%